Automobile insurance

The Masterlease insurance programme has been drawn up together with Polish leading insurers.

Its main advantages are:

• attractive rates of insurance packages: TPL / autocaso damage and theft insurance/ accident insurance/ Assistance Polska;
• full range of insurance coverage: TPL / autocaso damage and theft insurance/ accident insurance/ Assistance Polska;
• loss deductible cancelled on the grounds of the vehicle owner/user age;
• inclusion of insurance coverage for brazen theft and robbery with violence, cancellation of amortisation; validity of the autocasco damage and theft insurance in the entire Europe;
• free Green Card;
• long-term insurance – TPL/damage and theft/accident insurance can be bought for a maximum of 60 months with a constant insurance rate guaranteed for the insurance agreement period;
• the sum insured for a brand-new vehicle compulsory at the payment of compensation is constant for the period of 6 months after the date of the purchase invoice;
• no consumption of the sum insured within the autocasco damage and theft insurance after the payment of compensation for partial loss;
• insurers have eliminated the necessity to personally complete the complex loss report form;
• considerably shortened time of reporting loss to insurance companies;
• settlement of insurance contribution as costs of the Customer’s business activity;
• renewal of insurance after each year of vehicle operation;
• the Customer receives a registered and insured vehicle;
• insurance bought without the necessity to perform technical inspection and make photographs when renewing insurance;
• selection of options of insurance fee payment for the Customer. A wide range of options of financing the insurance fee includes, among others, the following:
  • single fee payment;
  • insurance fee included in the leasing instalment schedule;
• time saving – all formalities related to concluding an insurance agreement dealt with by a Masterlease employee:
  • in the case of the Customers of Futura Leasing S.A. loss may be reported in any insurer office, where the policy has been purchased;
  • Customers of Prime Car Management S.A. who have bought in the insurance agreement full loss coverage – are guaranteed an 24h technical service, vehicle towing, vehicle repair, full coordination of loss adjustment in the Insurance Company, professional customer service (058 340 44 01) in the scope of loss consulting.

The automobile insurance rate depends on:

• the region where the user has its seat
• the type of vehicle
• the age of vehicle
• the range of the insurance coverage – expansion of insurance coverage

Expansion of the insurance coverage by the addition of further risks results in higher autocasco damage and theft insurance rates, respectively:

• for using the vehicle as a prop/demo;
• for driving the vehicle for the purposes of teaching driving;
• for short-term hire (up to three months) of the vehicle as a source of income;
• for insurance coverage of losses suffered during a theft of the vehicle, its part or its equipments in the territory of Russia, Belarus, Ukraine and Moldavia;
• insurance coverage of vehicles used for racing, contest driving, and vehicles not manufactured through serial production may be taken after an individual risk assessment.

Exemplifying special discounts:

• for fixing a special anti-theft system approved by PZU S.A. – the autocasco damage and theft rate is 7%;
• 15% discount for package insurance.